Equipment Finance Brisbane
Morella Finance helps Brisbane buyers arrange equipment finance from $10,000, for dealer purchases and private sales. Whether you're replacing a tired excavator or adding machinery to your workshop, I handle the finance application and settlement paperwork so you can concentrate on the purchase.
Set your budget before you shop
Getting pre-approved before shopping gives you a clearer spending limit and helps you compare equipment you can afford. Tell me what the machine needs to do, how your business earns its income and when you need it working, and I'll check suitable options across a large panel of lenders, including specialist lenders.
Allow for more than the purchase price. Fuel or electricity, servicing, insurance, replacement tyres or tracks, attachments and transport between jobs all affect the budget, while used equipment may need repairs before it starts earning. Leave room for quieter periods and the gap between finishing work and getting paid.
I can recommend a finance structure, including a chattel mortgage where suitable, and explain the repayments and any final balloon payment before you commit. Same day pre-approval is possible depending on your circumstances and the lender, and no deposit options may be available to eligible businesses.
Equipment Finance Repayment Calculator
Estimate your repayments. Adjust the sliders to match your situation.
Monthly repayment
$1,547
per month
Weekly
$357
Total repayment
$92,797
Estimates only. Your actual rate depends on your profile and lender. Get a real comparison.
Get my quoteAbout the starting rate
6.00% p.a. is a starting point for estimating repayments only. It is not a quote, not an offer of finance, and not a rate available to every applicant. Your actual rate depends on the lender, the asset, the loan term, the loan amount and your circumstances. Adjust to model scenarios.
Equipment you can finance
Morella Finance can help ABN holders finance new and used equipment for business use, as well as refinance eligible existing equipment loans. That could mean a forklift for warehouse work in Geebung or Virginia, or a replacement machine for a workshop in Brisbane's South West Industrial Gateway.
Excavators, skid steer loaders and compact track loaders
Wheel loaders, graders and other earthmoving equipment
Forklifts and warehouse handling equipment
Workshop machinery, lathes and milling machines
Commercial compressors, generators and pumps
Landscaping equipment and suitable machinery attachments
Buying from a dealer in Brisbane
Rocklea, Archerfield and Wacol are useful areas to compare equipment, with suppliers of construction machinery, earthmoving equipment and related attachments. Before choosing a machine, check its hours, service history, included attachments and delivery arrangements so you're comparing the whole purchase.
Once you've found suitable equipment, send me the details and dealer invoice. Include the make, model, year and serial number where available, along with anything being purchased as part of the package.
I deal with the dealer on the finance paperwork and settlement, and keep you updated on what is still needed. If the lender needs more information about an older machine or a particular attachment, I'll follow that up so you don't have to relay messages between everyone.
Buying equipment through a private sale
I can arrange eligible private sale equipment finance and handle the seller paperwork and lender requirements.
Get pre-approved, then go and look at the equipment.
Once you've inspected it and agreed on a price, send me the seller's details.
I contact the seller for ownership documents and run a PPSR search to check whether money is owed on the equipment.
If the lender requires an inspection, I arrange it. Occasionally a valuation is needed too.
I prepare a private sale invoice for you and the seller to sign.
The lender pays the seller directly. Any existing finance is paid out at settlement.
Once the funds clear, you collect the equipment.
Money owing on the equipment isn't automatically a deal breaker. It is paid out at settlement so you receive clear ownership.
Queensland rules and paperwork
Queensland offers conditional registration for eligible non-standard equipment needing limited road access. It isn't required for equipment used only on private property, but roads can include publicly accessible car parks and road-related areas. Check the machine's operating conditions before driving it between work areas.
If you buy equipment with Queensland conditional registration, lodge the conditional vehicle registration transfer application within 14 days of purchase. A safety certificate or certificate of inspection is not required to conditionally register a vehicle, although the lender may separately require an inspection. Vehicle registration duty generally applies when registering or transferring conditionally registered equipment, such as a forklift, unless an exemption applies.
For normal workplace operation of a standard forklift truck, Queensland requires the relevant LF high risk work licence. Order-picking forklifts require the LO class instead. Check that your operator holds the correct licence for the equipment you're buying, and allow for any training needed before putting it to work.
One broker from enquiry to settlement
You'll speak with me throughout the loan, whether you're buying your first machine or replacing equipment your business relies on every day. I recommend the finance structure, handle the lender questions and coordinate settlement with the seller, so you have one person to contact when something needs attention.
Low-doc options are available for eligible self-employed buyers. Tell me about your business and the equipment you're considering, and I'll explain which options may suit and what the lender needs for the application.
Morella Finance is based on the Gold Coast and works with Brisbane clients by phone and email. Call 07 2145 8323, Monday to Saturday, 8am to 6pm AEST, for a free quote. Asking for a quote doesn't affect your credit file.
FAQs
Yes, eligible used equipment can be financed through a private sale. Send me the machine details and agreed price, and I'll handle the ownership checks, private sale invoice and settlement arrangements.
No, if it is used only on private property. Check the registration requirements before entering a road, including a publicly accessible car park or road-related area.
For normal workplace operation, a standard forklift truck requires the LF high risk work licence, while an order-picking forklift requires the LO class. Check the equipment type before arranging operator training.
Low-doc options are available for eligible self-employed buyers. Eligibility depends on your business circumstances, the equipment and the lender, and I'll explain the application requirements before you proceed.
Yes, Morella Finance can help refinance eligible equipment loans from $10,000. I'll review the existing loan and your business needs, then explain the available options, repayments and costs before you decide.