Referral partners
Partner with Morella Finance
Refer your customers for finance and earn on every loan that settles. We call them fast, do the work and keep you in the loop.
- Earn on every settled referral
- Paid by bank transfer, with the invoice done for you
- Your customer stays your customer
Become a referral partner
Tell us about your business and we'll be in touch to set up the arrangement.
Or call 07 2145 8323
FBAA memberFinance Brokers Association of Australia
AFCA memberAustralian Financial Complaints Authority- 15+Finance categories
- Australia-wideGold Coast based
Why partner with us
Why businesses partner with us
Finance can make or break a sale. When your customer needs a loan, we take it off your hands and get them an answer quickly, so the deal keeps moving.
Earn on every settled loan
You receive a share of our commission on every referral that settles. We agree the amount in writing before your first referral, so you know what each one is worth.
Paid without the paperwork
Referral fees are paid by bank transfer on the schedule in your agreement, and we prepare the tax invoice for you each time.
A fast call back
We call your customer within one business day, generally within the hour, while they're still keen and before they shop around.
More customers get a yes
We compare a large panel of lenders, including specialists for self-employed buyers, ABN holders, private sales and older assets. That gives customers the bank has turned down a better chance of finance.
You stay in the loop
With your customer's consent, we let you know when they're pre-approved and when the loan settles, so you can plan the sale and the handover.
Your customer stays yours
We only arrange finance. We won't cross-sell your customer anything you already provide, and they come back to you knowing the referral was a good one.
Who we work with
Built for businesses whose clients need finance
If your clients buy vehicles, equipment or assets, finance comes up whether you want it to or not. We take that piece off your desk.
Become a referral partner →Accountants and bookkeepers
Clients often ask you about vehicle and equipment finance around tax time. Send them to a broker who understands ABN holders, low-doc commercial lending and end of financial year timing.
Mortgage brokers
Asset finance sits outside most home loan panels. Refer the car, truck or equipment enquiry and keep your client relationship intact.
Car, truck and ute dealerships
A call back within one business day, generally within the hour, so your customer isn't left waiting on a deposit.
Caravan, marine and motorbike dealers
Consumer and commercial lending across the panel, including private sales and refinances that sit outside a dealer finance desk.
Equipment and machinery suppliers
Chattel mortgage, hire purchase and lease structures for buyers who need the asset working while they pay it off.
Business advisors and consultants
Unsecured business lending, overdraft facilities and capital raise finance for clients who are growing or managing cash flow.
You make the introduction
Send us your client's name, contact details and a line on what they are buying. A form, an email or a phone call all work.
We contact your client
A broker calls them within one business day, generally within the hour, and works out what they actually need before anything is submitted.
We present the options
We compare options across a large panel of lenders and set the structures out side by side, in plain terms, with no obligation on your client.
We settle, and you are kept in the loop
We manage the application through to settlement. With your client's consent you hear the lender's decision either way, and when it settles, without having to chase us.
Support
Support for you and your client
For your business
- Finance calculators you can share with your customers
- Signage for your yard or show stand
- A broker at your show or event day
- One direct contact who knows your business
For your client
- A large panel of lenders, from banks to specialist funders
- Same day pre-approval possible on many straightforward applications
- Consumer and commercial finance, from cars and caravans to trucks and equipment
- Low-doc options for self-employed buyers and ABN holders
- One broker from the first call through to settlement
Getting paid
How referral partners are paid
We pay referral partners a share of our commission on every loan that settles. The amount is agreed in a written referral agreement before your first referral, so there are no surprises, and it never changes the rate your customer is offered.
Referral fees are paid by bank transfer, and we prepare the tax invoice for you. When you refer someone, you need to tell them you may receive a fee for the referral. We give you simple wording for that.
You don't need your own credit licence to make simple referrals. The National Consumer Credit Protection Act allows referrals within set limits, and we confirm exactly what that means for you in writing before you start. See “Do I need a credit licence to refer clients?” in the FAQs below.
Your referral agreement covers
- Your fee for each settled loan
- When and how you're paid
- The wording to tell your customers about the fee
- What you can do without a credit licence
Referral partner questions
Pass on your client's name and contact details, with their permission, and let them know we can help with their finance. We take it from there. You are introducing them to a broker, not giving them credit advice.
Referral arrangements in Australia are governed by the National Consumer Credit Protection Act, and what a referrer can and cannot say is defined by the regulations. We will walk you through exactly what that means for your business before any referrals start, and confirm it in writing.
They get a call from a broker within one business day, generally within the hour. We explain their options without the jargon, compare lenders, and stay with the application through to settlement. They stay your client throughout.
Consumer finance for cars, caravans, boats and motorbikes. Commercial finance for vehicles, trucks, utes, equipment, machinery and fleets. Business lending including unsecured loans, overdraft facilities and capital raise finance.
By bank transfer, on the schedule set out in your referral agreement. We prepare the tax invoice for you, so there is nothing to send us.
No. There are no joining fees or ongoing charges for referral partners.
Let's talk about a referral arrangement
Send us your details and we will come back to you with a straightforward explanation of the process.
Become a referral partner