Caravan Finance Brisbane
Morella Finance helps Brisbane buyers arrange caravan finance from $10,000, for dealer purchases and private sales. Whether you're buying your first caravan or upgrading to something bigger for the family, I handle the lender application and settlement paperwork so you can concentrate on choosing the right van.
Caravan loans from 7.59% p.a. Comparison rate 8.43% p.a.*
Set your budget before you start shopping
Getting pre-approved before you visit caravan yards gives you a clear price range and helps you move quickly when the right van comes up. Tell me what repayment you're comfortable with, whether you have a deposit and the sort of caravan you're considering. I'll compare options across a large panel of lenders, including specialist lenders.
Leave room for insurance, registration, servicing, tyres and bearings, plus storage if the caravan won't fit at home. Allow for campsite fees, extra fuel while towing and any towbar or brake controller work your vehicle needs. A weekend at Bribie Island and a longer trip out west can call for very different equipment and travel budgets.
Same day pre-approval is possible, depending on your circumstances and the lender. I'll explain any conditions before you commit, including whether the lender still needs to approve the particular caravan. No deposit options are available for eligible buyers.
Caravan Finance Repayment Calculator
Estimate your repayments. Adjust the sliders to match your situation.
Monthly repayment
$773
per month
Weekly
$178
Total repayment
$46,399
Estimates only. Your actual rate depends on your profile and lender. Get a real comparison.
Get my quoteAbout the starting rate
6.00% p.a. is a starting point for estimating repayments only. It is not a quote, not an offer of finance, and not a rate available to every applicant. Your actual rate depends on the lender, the asset, the loan term, the loan amount and your circumstances. Adjust to model scenarios.
What you can finance
Morella Finance can help with new and used caravans, whether you're shopping at a dealer or buying directly from an owner. Tell me the age, price and type of caravan you're considering so I can check which lenders will consider it.
New touring caravans for regular holidays.
Used caravans for shorter breaks or longer trips.
Family caravans with bunks and separate sleeping areas.
Pop-top caravans with a lower travelling profile.
Off-road caravans for trips suited to their build.
Refinancing an existing caravan loan.
Buying from a dealer in Brisbane
Many Brisbane buyers start north of the city along the Bruce Highway corridor around Burpengary and Narangba, where there is a good spread of new and used caravan stock. Heading south towards Logan gives you another set of yards to compare. Seeing several layouts in one trip makes it easier to judge bed access, bathroom space and storage.
Once you've chosen the caravan, send me its details and the dealer invoice. I deal directly with the dealer on the finance paperwork and settlement, and keep you updated on what's still needed. You won't have to carry messages between the dealer and the lender yourself.
If you're ordering a new van, let me know the expected delivery date and any deposit terms before you sign. I'll check how the finance timing fits the build so the loan is ready when the caravan is.
Buying a caravan privately
I handle the seller paperwork and finance checks for a private caravan purchase in Brisbane.
Get pre-approved, then go and look at the caravan.
Once you've inspected it and agreed on a price, send me the seller's details.
I contact the seller for ownership documents and run a PPSR search to check whether money is owed on the caravan.
If the lender requires an inspection, I arrange it. Occasionally a valuation is needed too.
I prepare a private sale invoice for you and the seller to sign.
The lender pays the seller directly. Any existing finance is paid out at settlement.
Once the funds clear, you collect the caravan.
Money owing on the caravan isn't automatically a deal breaker. It is paid out at settlement so you receive clear ownership.
Queensland caravan rules and paperwork
If you buy a Queensland registered caravan, you must finalise the registration transfer within 14 days. Queensland doesn't charge vehicle registration duty on caravans, although registration and transfer fees still need to be allowed for.
For a registered caravan with an aggregate trailer mass above 750kg and up to 4.5 tonnes, the seller generally needs to provide a current Queensland safety certificate. If gas fittings or systems are installed, the seller must also provide a gas inspection certificate less than three months old when the registration is transferred.
Check your towing setup before buying, including your vehicle's towing capacity and the ratings of the towbar and coupling. Water, luggage and equipment all add weight, so work from the loaded weight rather than the empty caravan. A safety certificate covers basic safety and doesn't replace a thorough condition inspection.
One broker from enquiry to settlement
You'll speak with me throughout your application, whether you need an update or have a question about the documents. I explain the options, follow up with the lender and coordinate settlement with the dealer or private seller.
Low-doc options are available for eligible self-employed buyers. Tell me how you earn your income and what you're buying, and I'll explain what the lender needs.
Morella Finance is based on the Gold Coast and works with Brisbane clients by phone and email. Call 07 2145 8323, Monday to Saturday, 8am to 6pm AEST, for a free quote. Asking for a quote doesn't affect your credit file.
FAQs
Rates on our panel start from 7.59% p.a. (comparison rate 8.43% p.a.)*. The rate you're offered depends on your credit history, the caravan's age and the loan term. Tell us what you're buying and we'll compare lenders to find you the best rate we can. The comparison rate example and warning are at the bottom of this page.
Yes. I can arrange pre-approval before you start shopping, so you have a clear budget to work with. Final approval still depends on the lender's conditions and the caravan you choose.
Queensland doesn't charge vehicle registration duty on caravans. You'll still need to budget for registration and transfer fees.
A registered caravan above 750kg and up to 4.5 tonnes aggregate trailer mass generally needs a current safety certificate for transfer. If it has gas fittings, a gas inspection certificate less than three months old is also required.
No deposit options are available, depending on your circumstances, the caravan and the lender. I'll check what's available and explain the repayments before you decide.
Yes. Existing finance doesn't stop the purchase. It is paid out at settlement so you receive clear ownership.