Equipment Finance Darwin
Morella Finance helps Darwin business buyers arrange equipment finance from $10,000, for dealer purchases and private sales. Whether you're replacing a worn machine or adding equipment for a new contract, I handle the lender application and settlement paperwork so you can keep working.
Set your budget before you shop
Start with a repayment your business can manage alongside its usual expenses. Tell me what the equipment needs to do, your expected purchase price and when you need it working, and I'll help you establish a budget before you start comparing machines.
Allow for fuel or electricity, servicing, insurance, replacement parts and transport between jobs. For equipment heading beyond Darwin, include delivery and the cost of getting parts or a technician to site. Leave room for quieter periods and planned maintenance rather than committing every available dollar to repayments.
Pre-approval gives you a clearer price range when you approach a seller. Same day pre-approval is possible, depending on your circumstances and the lender, and no deposit options are available for eligible buyers. I'll recommend a finance structure, such as a chattel mortgage, and explain the repayments and any final balloon payment before you decide.
Equipment Finance Repayment Calculator
Estimate your repayments. Adjust the sliders to match your situation.
Monthly repayment
$1,547
per month
Weekly
$357
Total repayment
$92,797
Estimates only. Your actual rate depends on your profile and lender. Get a real comparison.
Get my quoteAbout the starting rate
6.00% p.a. is a starting point for estimating repayments only. It is not a quote, not an offer of finance, and not a rate available to every applicant. Your actual rate depends on the lender, the asset, the loan term, the loan amount and your circumstances. Adjust to model scenarios.
Equipment you can finance
Morella Finance arranges finance for new and used equipment for ABN holders, with options depending on the asset, its age and your business circumstances. Whether you're buying for a warehouse in East Arm or your next earthmoving job, equipment options include the following.
Excavators, backhoes and skid steer loaders
Forklifts and warehouse handling equipment
Scissor lifts and other access equipment
Tractors, mowers and grounds maintenance machinery
Generators, compressors and workshop equipment
Existing business equipment you want to refinance
Buying from a dealer in Darwin
Winnellie and Berrimah are useful areas to compare machinery, material handling and workshop equipment. Pinelands also has equipment sales along the Stuart Highway, so you can compare different types of machines across these areas without limiting your search to one yard.
Once you've found suitable equipment, send me the details and dealer invoice. I'll check the asset against the lender's requirements, deal with the dealer on the paperwork and coordinate settlement. If the invoice includes attachments or delivery, let me know early so I can check what can be included in the finance.
For used equipment, ask about service history, operating hours and any repairs due. I'll confirm whether the lender needs an inspection or valuation before settlement, so you know what still needs to happen before collection.
Buying equipment through a private sale
If you're buying equipment directly from another business or owner, I handle the ownership checks and settlement paperwork.
Get pre-approved, then go and look at the equipment.
Once you've inspected it and agreed on a price, send me the seller's details.
I contact the seller for ownership documents and run a PPSR search to check whether money is owed on the equipment.
If the lender requires an inspection, I arrange it. Occasionally a valuation is needed too.
I prepare a private sale invoice for you and the seller to sign.
The lender pays the seller directly. Any existing finance is paid out at settlement.
Once the funds clear, you collect the equipment.
Money owing on the equipment isn't automatically a deal breaker. It is paid out at settlement so you receive clear ownership.
Northern Territory rules and paperwork
The Northern Territory Government lists plant and equipment as subject to business property stamp duty only when acquired with other dutiable property. A standalone equipment purchase therefore needs to be distinguished from equipment included in a wider business or property transaction. Separate motor vehicle stamp duty rules can apply when a motor vehicle is registered or its registration is transferred.
For machinery that needs access to public roads or public areas, check its registration requirements with the Motor Vehicle Registry before buying. The NT allows applications for conditional registration for eligible special purpose plant used for earthworks, loading and roadside maintenance. Conditions can restrict speed, areas of operation and ownership transfers, so don't assume an existing registration will carry across to you unchanged.
Workplace plant registration is another check. NT WorkSafe requires certain plant to be registered before use, with some needing both design and item registration, while vehicle hoists need design registration. Plant items and designs registered under corresponding workplace safety laws are recognised in the NT without re-registration, which is useful when sourcing equipment interstate.
One broker from enquiry to settlement
You'll speak with me throughout your application, including when a lender needs more information or the seller has a paperwork question. Morella Finance works with a large panel of lenders, including specialist lenders, and I'll compare suitable options for your business and equipment.
Low-doc options are available for eligible self-employed buyers. Let me know how your business operates and what you're buying, and I'll explain the information needed for the options available to you.
Morella Finance is based on the Gold Coast and works with Darwin clients by phone and email. Call 07 2145 8323, Monday to Saturday, 8am to 6pm AEST, for a free quote. Asking for a quote doesn't affect your credit file.
FAQs
Yes, Morella Finance can arrange finance for used business equipment bought from a dealer or through a private sale. Send me the equipment's age, price and details, and I'll check suitable lender options and any inspection requirements.
Yes, subject to the equipment and lender requirements. Send me the seller's details and a separate delivery cost so I can check the proposed purchase and whether freight can be included in the loan.
NT business property duty applies to plant and equipment when acquired with other dutiable property. Motor vehicle registration duty is a separate consideration, so the answer depends on what you're buying and how the transaction is structured.
Yes. Pre-approval can be arranged before the work begins, depending on your circumstances and the lender. Send me the equipment details and your expected start date so I can work towards having the finance ready in time.
No deposit options are available for eligible business buyers, depending on the lender, equipment and your circumstances. I'll check those options and explain the repayments so you can decide how much cash to keep available for running the business.