Caravan Finance Sunshine Coast
Morella Finance helps Sunshine Coast buyers arrange caravan finance from $10,000, for dealer purchases and private sales. Whether you're buying your first caravan or replacing an older one, I handle the lender application and settlement paperwork so you can concentrate on choosing the right van.
Caravan loans from 7.59% p.a. Comparison rate 8.43% p.a.*
Set your budget before you start shopping
Getting pre-approved gives you a budget to work with before you spend a weekend comparing caravans. I'll talk through the purchase price, any deposit and repayments that fit alongside your everyday expenses, then look at suitable options across a large panel of lenders, including specialist lenders.
Leave room for insurance, registration, servicing, tyres and bearings, plus storage if the caravan won't fit at home. Allow for campsite fees, extra fuel while towing and any towbar or brake controller work your vehicle needs. A few weekends at Cotton Tree or Coolum Beach can involve a different budget from months spent travelling.
Same day pre-approval is possible, depending on your circumstances and the lender. I'll explain any conditions before you commit to a purchase, including whether the lender still needs to approve the particular caravan. No deposit options are available for eligible buyers.
Caravan Finance Repayment Calculator
Estimate your repayments. Adjust the sliders to match your situation.
Monthly repayment
$773
per month
Weekly
$178
Total repayment
$46,399
Estimates only. Your actual rate depends on your profile and lender. Get a real comparison.
Get my quoteAbout the starting rate
6.00% p.a. is a starting point for estimating repayments only. It is not a quote, not an offer of finance, and not a rate available to every applicant. Your actual rate depends on the lender, the asset, the loan term, the loan amount and your circumstances. Adjust to model scenarios.
What you can finance
Morella Finance can help with new and used caravans, whether you're shopping at a dealer or buying directly from an owner. Tell me the age, price and type of caravan you're considering so I can check which lenders will consider it.
New touring caravans for regular holidays.
Used caravans for shorter breaks or longer trips.
Family caravans with bunks and separate sleeping areas.
Pop-top caravans with a lower travelling profile.
Off-road caravans for trips suited to their specifications.
Refinancing an existing caravan loan.
Buying from a dealer on the Sunshine Coast
Forest Glen and Kunda Park are useful areas to include when you're comparing local caravan stock. The Mons Road area in Forest Glen and showroom locations in Kunda Park give you places to inspect layouts, storage and fittings before choosing a caravan.
Check what's included in the advertised price, especially accessories, delivery arrangements and any work agreed before collection. If you're buying used, ask about service records and have the condition checked before committing. Let me know about your preferred collection date early so I can work towards it with the dealer.
Once you've chosen the caravan, send me its details and the dealer invoice. I deal directly with the dealer on the finance paperwork and settlement, and keep you updated on what's still needed. You won't have to carry messages between the dealer and lender yourself.
Buying a caravan privately
I handle the seller paperwork and finance checks for a private caravan purchase on the Sunshine Coast.
Get pre-approved, then go and look at the caravan.
Once you've inspected it and agreed on a price, send me the seller's details.
I contact the seller for ownership documents and run a PPSR search to check whether money is owed on the caravan.
If the lender requires an inspection, I arrange it. Occasionally a valuation is needed too.
I prepare a private sale invoice for you and the seller to sign.
The lender pays the seller directly. Any existing finance is paid out at settlement.
Once the funds clear, you collect the caravan.
Money owing on the caravan isn't automatically a deal breaker. It is paid out at settlement so you receive clear ownership.
Queensland caravan rules and paperwork
If you buy a Queensland-registered caravan, you must finalise the registration transfer within fourteen days. Queensland does not charge vehicle registration duty on the registration or transfer of a caravan, although registration and transfer fees still need to be allowed for.
For a registered caravan with an aggregate trailer mass above 750kg and up to 4.5 tonnes, the seller generally needs to provide a current Queensland safety certificate. Heavier caravans require a certificate of inspection unless an exemption applies. If gas fittings or systems are installed, the seller must also provide a gas inspection certificate less than three months old when registration is transferred.
Check your towing setup before buying, including the vehicle's towing capacity and the ratings of the towbar and coupling. Queensland requires the combination to stay within its loaded mass limits, so consider passengers, luggage, water and equipment rather than the empty caravan alone. A safety certificate covers basic safety standards and does not replace a thorough condition inspection.
One broker from enquiry to settlement
You'll speak with me throughout your application, including when you need an update or have a question about the documents. I explain the available options, follow up with the lender and coordinate settlement with the dealer or private seller.
Low-doc options are available for eligible self-employed buyers. Tell me how you earn your income and what you're buying, and I'll explain the requirements for the options available to you.
Morella Finance is based on the Gold Coast and works with Sunshine Coast clients by phone and email. Call 07 2145 8323, Monday to Saturday, 8am to 6pm AEST, for a free quote. Asking for a quote doesn't affect your credit file.
FAQs
Rates on our panel start from 7.59% p.a. (comparison rate 8.43% p.a.)*. The rate you're offered depends on your credit history, the caravan's age and the loan term. Tell us what you're buying and we'll compare lenders to find you the best rate we can. The comparison rate example and warning are at the bottom of this page.
Yes. I can help you seek pre-approval before you visit Forest Glen, Kunda Park or other local sales locations. That gives you a budget to shop with, subject to the lender's conditions and approval of the caravan.
Queensland does not charge vehicle registration duty on caravans. You should still budget for the applicable registration or transfer fees.
A registered caravan above 750kg and up to 4.5 tonnes aggregate trailer mass generally needs a current safety certificate for transfer. If it has gas fittings or systems, a gas inspection certificate less than three months old is also required.
No deposit options are available, depending on your circumstances, the caravan and the lender. I'll check what is available and explain the repayments before you decide.
Yes, existing finance doesn't automatically prevent the purchase. I check the amount owing and arrange for it to be paid out at settlement, with any remaining sale proceeds paid to the seller.